Diversified NBFC: retail lending in Tier 2/3 India plus wholesale real estate and corporate loans.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 36 | 37 | 45 | 45 | 48 | 48 | 45 | 45 |
| Reserves | 21.3k | 19.5k | 22.6k | 23.1k | 24.0k | 24.0k | 21.5k | 21.9k |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | 795 | 1.0k | 1.2k | 821 | 874 | 354 | 343 | 301 |
| Total Liabilities | 36.7k | 38.0k | 34.5k | 30.7k | 33.3k | 33.1k | 29.8k | 30.7k |
| AssetsFixed Assets | 1.8k | 1.8k | 1.8k | 1.4k | 1.4k | 1.4k | 737 | 736 |
| CWIP | 112 | 98 | 119 | 1 | 3 | 3 | 10 | 42 |
| Investments | 23.7k | 23.0k | 19.4k | 19.8k | 18.4k | 17.4k | 14.3k | 16.5k |
| Other Assets | 11.1k | 13.1k | 13.1k | 9.5k | 13.5k | 14.3k | 14.7k | 13.5k |
| Total Assets | 36.7k | 38.0k | 34.5k | 30.7k | 33.3k | 33.1k | 29.8k | 30.7k |
| Line item | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | -4.9k | 6.7k | 1.1k | 2.3k | 3.1k | 1.9k | 3.1k | 454 |
| Cash from Investing | -4.4k | -9.3k | 1.9k | 2.7k | -27 | -988 | 167 | -967 |
| Cash from Financing | 9.7k | 2.1k | -4.5k | -2.5k | -3.0k | -618 | -3.7k | 457 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | -5.3k | 6.6k | 1.0k | 2.2k | 3.1k | 1.9k | 3.0k | 402 |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
PEL · FINANCIALS_SECTOR
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