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IIFL Finance share price & results

IIFL Finance Limited· Financial Services

Results to
Sept 2026
Latest analysed call
Q2 FY27
Ownership as of
Sept 2026

Retail-focused NBFC lending against gold, homes, MSMEs and microfinance via a pan-India branch network.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue4,246 ₹ crore+28.5% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Sept 2026Not in the filed figures for the quarter to sept 2026. No older figure is substituted.
Net profit805 ₹ crore+92.6% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity16.15 %+7.7 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)35.35 %+32.9 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

7 of 12 judged targets kept · 19 open · verdicts reflect calls analysed to Q2 FY27.

IIFL Finance Limited management guidance track record on Inve: 31 targets tracked across analysed earnings calls (7 achieved, 5 missed, 19 open).

TargetOriginal wordingSaidLatest callVerdict
Return on Equity (ROE)18-20% in next 2-3 years
Call transcript, Q3 FY26 · 22 Jan 2026		Q3 FY26Q2 FY27:Consolidated ROE crossed 20% in Q2 FY27, achieving the upper end of the 18-20% target range well ahead of the 2-3 year timeline.
Call transcript, Q2 FY27 · 15 Oct 2026		Achieved
Housing Finance New BranchesAbout 100 in FY27
Call transcript, Q4 FY26 · 29 Apr 2026		Q4 FY26Q2 FY27:No specific update was provided on the opening of the 100 new Housing Finance branches in Q2 FY27.
Call transcript, Q2 FY27 · 15 Oct 2026		Ghosted
Off-book AUM Share40% to 45%
Call transcript, Q4 FY26 · 29 Apr 2026		Q4 FY26Q2 FY27:Off-book AUM constituted 34% of total loan assets in Q2 FY27 (down slightly from ~35.3% in Q1), though active co-lending bank partners expanded from 15 to 18.
Call transcript, Q2 FY27 · 15 Oct 2026		At Risk

Source: Inve Guidance Tracker for IIFL Finance Limited · to Q2 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

5 of IIFL Finance Limited's 31 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 28 more targets are in the full ledger.

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Price

₹527.55 −0.31% · −₹1.65

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance +7.7% 1Y

₹400₹500₹600₹700Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q3 FY26 — 22 Jan 2026Q4 FY26 — 29 Apr 2026Q1 FY27 — 22 Jul 2026Q2 FY27 — 15 Oct 2026

1Y: ₹489.8 on 24 Oct 2025 → ₹527.55. High ₹696.4 (24 Aug 2026), low ₹419.35 (24 Apr 2026).

Previous close
₹529.2
Market cap
₹24.2k Cr
52-week range
₹419.35 – ₹696.4
One year
+4.39%
Price to earnings (TTM to Sept 2026)
9.73×
Return on equity (TTM to Sept 2026)
16.15%

Overview

Symbol
NSE:IIFL
Exchange
NSE
Currency
INR

What IIFL Finance Limited does

Based on the company's own presentations, annual report and earnings calls.

IIFL Finance Limited, along with subsidiaries IIFL Home Finance Limited and IIFL Samasta Finance Limited, is a retail-focused non-banking financial company (NBFC) offering gold loans, affordable home loans, MSME/business loans, microfinance and capital market finance through a nationwide branch network. It runs a "phygital" distribution model that pairs branch-led, hyperlocal sourcing with a digital and AI-enabled stack for underwriting, collections and customer engagement (including a multilingual conversational interface). The company supplements its own book with co-lending and direct-assignment partnerships with banks to originate loans. Its two dedicated lending subsidiaries serve distinct customer segments: IIFL Home Finance targets affordable housing borrowers and IIFL Samasta Finance serves rural and semi-urban microfinance customers.

Segments

  • Gold Loans
  • Home Loans
  • MSME Loans
  • Microfinance
  • Capital Market Finance
Branch network (consolidated)
4,829 branches across 28 states & union territories
Customers served
4.6 million+
Total employees (consolidated)
37,189
Loan product lines
5 (gold, home, MSME, microfinance, capital market finance)
IIFL Home Finance branch network
315 branches across 18 states & 2 union territories
IIFL Samasta microfinance branch network
1,614 branches
Founded 1995Headquarters Mumbai, Maharashtra, IndiaEmployees 37,189 (2026-03-31) Company website

How the price took the results

close before → close after

Q2 FY27
+0.5%
15 Oct
Q1 FY27
−0.3%
22 Jul
Q4 FY26
+2.1%
29 Apr
Q3 FY26
−13.5%
22 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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