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Aptus Value Housing Finance India share price & results

Aptus Value Housing Finance India Limited· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

Affordable-housing NBFC-HFC serving self-employed borrowers via branches across Tier-2/3/4 South India

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue600 ₹ crore+15.4% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit261 ₹ crore+19.2% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equity21.01 %+1.5 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)21.17 %−2.9 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

3 of 8 judged targets kept · 15 open · verdicts reflect calls analysed to Q1 FY27.

Aptus Value Housing Finance India Limited management guidance track record on Inve: 23 targets tracked across analysed earnings calls (3 achieved, 5 missed, 15 open).

TargetOriginal wordingSaidLatest callVerdict
Opex to Assetsaround 2.7% for FY25
Call transcript, Q3 FY25 · 3 Feb 2025		Q3 FY25Q1 FY27:No new update for FY25. Historical achievement remains.
Call transcript, Q1 FY27 · 1 Aug 2026		Achieved
AUM Growth30% for FY25
Call transcript, Q2 FY25 · 6 Nov 2024		Q2 FY25Q1 FY27:No new update for FY25. Historical miss remains.
Call transcript, Q1 FY27 · 1 Aug 2026		Missed
AUM₹25,000 crores by FY 2028
Call transcript, Q3 FY25 · 3 Feb 2025		Q3 FY25Q1 FY27:Management discusses growth from '15,000 to 25,000 or from 25,000 to upwards of 50,000 over a period of time', but provides no update to the delayed FY29 timeline.
Call transcript, Q1 FY27 · 1 Aug 2026		Delayed

Source: Inve Guidance Tracker for Aptus Value Housing Finance India Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

5 of Aptus Value Housing Finance India Limited's 23 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 20 more targets are in the full ledger.

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Price

₹201.73 +1.92% · +₹3.8

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −36.9% 1Y

₹200₹250₹300Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 31 Oct 2025Q3 FY26 — 5 Feb 2026Q4 FY26 — 7 May 2026Q1 FY27 — 31 Jul 2026

1Y: ₹319.6 on 24 Oct 2025 → ₹201.73. High ₹319.6 (24 Oct 2025), low ₹194.57 (30 Mar 2026).

Previous close
₹197.93
Market cap
₹9.9k Cr
52-week range
₹194.57 – ₹317.6
One year
−35.69%
Price to earnings (TTM to Jun 2026)
10.06×
Return on equity (TTM to Jun 2026)
21.01%

Overview

Symbol
NSE:APTUS
Exchange
NSE
Currency
INR

What Aptus Value Housing Finance India Limited does

Based on the company's own presentations, annual report and earnings calls.

Aptus Value Housing Finance is a retail-focused housing finance company that lends to self-employed customers in semi-urban and rural Tier-2/3/4 locations, primarily first-time home buyers and small-business owners. It writes home loans and quasi-home loans through the HFC entity and secured, non-housing small business loans through a wholly-owned NBFC subsidiary, with all loans secured against property. The company runs a fully in-house model — its own staff handle origination, credit, legal/technical appraisal and collections rather than outsourcing to DSAs — supported by a mobile-first digital loan-origination and collections platform.

Segments

  • Housing Finance (HFC)
  • Small Business & Non-Housing Loans (NBFC)
Branches
339
Customers
1.88 lakh
Employees
3807
States & UTs covered
7
States of operation
Andhra Pradesh, Tamil Nadu, Telangana, Karnataka, Maharashtra, Odisha
In-house workforce split
~2,181 in origination, 342 in credit, 300 in legal/technical, 751 in collections, 233 in HO/operations
Founded 2010Headquarters Chennai, Tamil Nadu, IndiaEmployees 3,807 (FY26 (year ended March 3) Company website

How the price took the results

close before → close after

Q1 FY27
+0.9%
1 Aug
Q4 FY26
+2.9%
7 May
Q3 FY26
−1.1%
5 Feb
Q2 FY26
−5.1%
1 Nov

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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