APTUS Aptus Value Housing Finance India Q2 FY25 results (Jul–Sep 2024) and concall
Aptus delivered a strong Q2 FY25 performance characterized by 27% AUM growth and industry-leading profitability metrics (7.77% RoA). Management successfully navigated internal attrition challenges in Tamil Nadu and reiterated a confident 30% AUM growth guidance for the full year. The company remains insulated from recent RBI concerns regarding unsecured lending, as its portfolio is entirely secured with conservative LTVs (35-40%) and reasonable interest rates.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
| Line item | Q2 FY25 |
|---|---|
| Revenue | 421 |
| EBITDA | 353 |
| Net profit | 182 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





