APTUS Aptus Value Housing Finance India Q2 FY26 results (Jul–Sep 2025) and concall
Aptus delivered a robust quarter characterized by industry-leading RoA/RoE and a significant strategic pivot. The company has consciously moved away from loans below ₹7 lakhs to distance itself from MFI-like customer profiles, focusing instead on higher-quality self-employed borrowers. Despite this shift and temporary weather disruptions, management remains confident in achieving 25%+ AUM growth and reaching a ₹25,000 crore AUM target in the medium term.
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What they filed
Q2 FY26: revenue up 29.2%, net profit up 24.7% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|
| Revenue | 421 | 450 | 484 | 520 | 544 +29% |
| EBITDA | 353 | 383 | 409 | 439 | 453 +28% |
| Net profit | 182 | 190 | 207 | 219 | 227 +25% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
