APTUS Aptus Value Housing Finance India Q4 FY25 results (Jan–Mar 2025) and concall
Aptus delivered a strong performance in FY25, characterized by 25% AUM growth and best-in-class return ratios (RoA > 7%). The company is successfully diversifying its geographic footprint into Odisha and Maharashtra while maintaining a conservative 80% fixed-rate loan book. Management has signaled a strategic shift by exploring Direct Assignments (DA) to improve peer-to-peer financial comparisons and optimize ALM.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|
| Revenue | 421 | 450 | 484 |
| EBITDA | 353 | 383 | 409 |
| Net profit | 182 | 190 | 207 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
