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Axis Bank Q3 FY25 results (Oct–Dec 2024) and concall

Financial Services · Concall AI · Call held 16 Jan 2025

Q3 FY25 showed healthy core operating performance with strong operating leverage, but asset quality remained under pressure from unsecured retail stress. Management maintained a cautious stance on unsecured lending while highlighting that corrective actions are showing early positive signs. Deposit growth on QAB basis at 13% exceeded industry, though period-end growth lagged. The tough macro environment with constrained liquidity and credit normalization cycle was acknowledged.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25
Revenue32,162
Net profit6,779
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.