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Axis Bank Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 26 Jan 2026

Axis Bank delivered strong Q3 FY26 results with robust growth in deposits (15% YoY) and advances (14% YoY), leading to a 28% QoQ increase in PAT to Rs. 6,490 crores. Operating performance remained steady with core operating revenue and profit up 7% YoY, and cost to assets improving by 15 bps YoY. However, NIM saw a 9 bps QoQ decline to 3.64%, and CASA ratio decreased. The bank remains well-capitalized and continues its focus on digital initiatives and strategic growth areas.

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What they filed

Q3 FY26: revenue up 4.8%, net profit up 4.1% against the same quarter last year.

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue32,162 32,452 32,348 32,310 33,709 +5%
Net profit6,779 7,509 6,279 5,567 7,060 +4%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.