BANDHANBNK Bandhan Bank Q3 FY25 results (Oct–Dec 2024) and concall
Bandhan Bank faced a challenging Q3 FY25 characterized by elevated stress in the microfinance (EEB) segment, leading to higher slippages and a significant technical write-off. Despite these headwinds, the bank is aggressively pivoting toward a 'Bandhan 2.0' strategy, focusing on increasing the secured loan mix (now 49%) and diversifying geographically. Management remains committed to a 2% RoA target by balancing yield moderation with improved credit costs and operational efficiencies.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 |
|---|---|---|
| Revenue | 5,500 | 5,479 |
| Net profit | 937 | 426 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
