BANKBARODA Bank of Baroda Q3 FY25 results (Oct–Dec 2024) and concall
Bank of Baroda reported a strong Q3 FY25, showcasing robust growth in business volume, advances, and deposits, coupled with significant improvements in asset quality. Operating profit and profit after tax demonstrated healthy YoY growth, and the bank maintained its RoA above 1%. While Net Interest Margin faced pressure from rising cost of funds, management is focused on retailization, digital transformation, and prudent capital allocation to sustain profitability and growth, with a particular emphasis on managing personal loan asset quality.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 |
|---|---|---|
| Revenue | 30,278 | 30,908 |
| Net profit | 5,238 | 4,837 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
