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Capital Small Finance Bank Q3 FY25 results (Oct–Dec 2024) and concall

Financial Services · Concall AI · Call held 30 Jan 2025

Capital Small Finance Bank reported a strong Q3 FY25, with PAT growing 18% YoY to ₹34 crores and RoA improving to 1.4%. Advances saw robust 19% YoY growth, and NIM expanded to 4.3%. Asset quality improved with GNPA at 2.6% and NNPA at 1.3%. The bank aims to further expand its CD ratio to mid-to-high 80s and improve RoA to 1.4% plus for FY25, leveraging its strong capital base and retail-centric deposit franchise.

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What they filed

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25
Revenue224 235
Net profit33 34
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.