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Capital Small Finance Bank share price & results

Capital Small Finance Bank Limited· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

India's first small finance bank; serves middle-income households, farmers, MSMEs via branches in North India.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue288 ₹ crore+16.6% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit41.0 ₹ crore+28.1% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equity10.71 %−0.3 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)16.22 %+1.2 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

3 of 9 judged targets kept · 16 open · verdicts reflect calls analysed to Q1 FY27.

Capital Small Finance Bank Limited management guidance track record on Inve: 25 targets tracked across analysed earnings calls (3 achieved, 6 missed, 16 open).

TargetOriginal wordingSaidLatest callVerdict
Loan Growth20% for FY26
Call transcript, Q1 FY26 · 25 Jul 2025		Q1 FY26Q1 FY27:Target period has passed. The promise was successfully achieved.
Call transcript, Q1 FY27 · 24 Jul 2026		Achieved
Net NPABelow 1% by end of FY26
Call transcript, Q1 FY26 · 25 Jul 2025		Q1 FY26Q1 FY27:Target period has passed. The promise was missed, though a new medium-term target of <1% has been set.
Call transcript, Q1 FY27 · 24 Jul 2026		Missed
Punjab Advances ShareReduce geographical concentration in Punjab
Call transcript, Q3 FY25 · 30 Jan 2025		Q3 FY25Q1 FY27:Growth outside Punjab contributed significantly, with non-Punjab geographies recording over 30% YoY growth, continuing the trend.
Call transcript, Q1 FY27 · 24 Jul 2026		On Track

Source: Inve Guidance Tracker for Capital Small Finance Bank Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

6 of Capital Small Finance Bank Limited's 25 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 22 more targets are in the full ledger.

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Price

₹257.8 −1.28% · −₹3.35

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −9.3% 1Y

₹220₹240₹260₹280₹300Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 30 Oct 2025Q3 FY26 — 30 Jan 2026Q4 FY26 — 5 May 2026Q1 FY27 — 24 Jul 2026

1Y: ₹284.15 on 24 Oct 2025 → ₹257.8. High ₹305.25 (20 Jul 2026), low ₹218.9 (30 Mar 2026).

Previous close
₹261.15
Market cap
₹1.2k Cr
52-week range
₹218.9 – ₹305.25
One year
−9.56%
Price to earnings (TTM to Jun 2026)
7.92×
Return on equity (TTM to Jun 2026)
10.71%

Overview

Symbol
NSE:CAPITALSFB
Exchange
NSE
Currency
INR

What Capital Small Finance Bank Limited does

Based on the company's own presentations, annual report and earnings calls.

Capital Small Finance Bank began in 2000 as Capital Local Area Bank in Jalandhar, Kapurthala and Hoshiarpur, and converted into India's first small finance bank in April 2016. It is a branch-led, retail-focused lender that targets middle-income households, farmers and small businesses across contiguous districts of North India, earning through a diversified, largely secured loan book (agriculture, housing/mortgage, MSME/business, corporate and consumption loans) funded mainly by a granular, CASA-heavy retail deposit base. The bank pursues a 'phygital' model, pairing its branch network with digital banking and payment channels, and distributes third-party products such as life insurance under a bancassurance tie-up with Edelweiss Life Insurance.

Segments

  • Agricultural Loans
  • Mortgage Loans
  • MSME, Trading & Other Business Loans
  • Corporate Loans
  • Consumption & Other Loans
Branch network
203 branches
States and Union Territories covered
7 (Punjab, Haryana, Rajasthan, NCR, Himachal Pradesh, Chandigarh UT, Jammu & Kashmir UT)
Districts covered
41
ATM network
197 ATMs
Operating segments/loan verticals
5 (Agriculture, Mortgage, MSME/Business, Corporate, Consumption)
Branch mix
Concentrated in rural and semi-urban geographies, with contiguous expansion strategy across North India
Founded 2000 Company website

How the price took the results

close before → close after

Q1 FY27
−2.5%
24 Jul
Q4 FY26
−0.1%
5 May
Q3 FY26
+0.8%
30 Jan
Q2 FY26
−0.9%
30 Oct

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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