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Ugro Capital share price & results

Ugro Capital Limited· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

MSME-focused NBFC lending via own branches, co-lending tie-ups and its MyShubhLife embedded-finance platform.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue417 ₹ crore+0.7% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit61.0 ₹ crore+79.4% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equityUnavailable—Trailing twelve monthsTTM · period unavailableNot in the analysed materials. No older figure is substituted.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)Unavailable—Trailing twelve monthsTTM · period unavailableNot in the analysed materials. No older figure is substituted.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

3 of 4 judged targets kept · 16 open · verdicts reflect calls analysed to Q1 FY27.

Ugro Capital Limited management guidance track record on Inve: 20 targets tracked across analysed earnings calls (3 achieved, 1 missed, 16 open).

TargetOriginal wordingSaidLatest callVerdict
Emerging Market AUM ContributionRise from 22% to 32%-35% of AUM in the next 6-8 quarters
Call transcript, Q4 FY25 · 28 Apr 2025		Q4 FY25Q1 FY27:Remains achieved. The focus verticals (which include EM) have now grown to 46% of total AUM.
Call transcript, Q1 FY27 · 5 Aug 2026		Achieved
Consolidated AUMINR 16,500 crores by year-end FY26
Call transcript, Q2 FY26 · 10 Nov 2025		Q2 FY26Q1 FY27:Target period has passed. AUM further declined to INR 15,013 Cr in Q1 FY27 due to the planned rundown of the non-focus portfolio.
Call transcript, Q1 FY27 · 5 Aug 2026		Missed
Return on Assets (ROA)4% ROA in next 6-8 quarters
Call transcript, Q4 FY25 · 28 Apr 2025		Q4 FY25Q1 FY27:Superseded by the new FY29 cash ROA target of 3-3.5%. The original promise is considered abandoned.
Call transcript, Q1 FY27 · 5 Aug 2026		Revised Down

Source: Inve Guidance Tracker for Ugro Capital Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

1 of Ugro Capital Limited's 20 targets was missed. See which ones, and which are quietly gone. The 3 above are the free sample; 17 more targets are in the full ledger.

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Price

₹73.97 +0.90% · +₹0.66

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −58.3% 1Y

₹100₹150Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 10 Nov 2025Q3 FY26 — 9 Feb 2026Q4 FY26 — 21 Apr 2026Q1 FY27 — 5 Aug 2026

1Y: ₹177.56 on 24 Oct 2025 → ₹73.97. High ₹185.22 (18 Nov 2025), low ₹73.31 (26 Oct 2026).

Previous close
₹73.31
Market cap
₹1.1k Cr
52-week range
₹73.31 – ₹185.22
One year
−58.53%
Price to earnings (FY ending Mar 2026)
6.50×
Return on equity (FY ending Mar 2026)
6.02%

Overview

Symbol
NSE:UGROCAP
Exchange
NSE
Currency
INR

What Ugro Capital Limited does

Based on the company's own presentations, annual report and earnings calls.

UGRO Capital is a non-bank finance company (NBFC) that lends to small and medium enterprises, offering secured business loans, machinery and equipment financing, supply chain finance, rooftop solar and EV financing. It originates and services these loans through its own branch network across Tier-2/3 India, co-lending partnerships with banks and NBFCs, and its digital embedded-finance platform MyShubhLife, which extends merchant/working-capital finance through payment and e-commerce partners. Loan underwriting is driven by its proprietary GRO Score model, which analyses GST filings, bank statements and credit-bureau data. The company is also winding down a legacy 'Prime Intermediated' loan book (business loans, machinery loans, Prime LAP) that was sourced through third-party intermediaries.

Segments

  • Emerging Market (EM)
  • Embedded Merchant Finance
  • Prime Intermediated (non-focus, being wound down)
Emerging Market branch network
317 branches
Geographic footprint (Emerging Market vertical)
13 states
Field sales force (Emerging Market vertical)
~1,300 field sales officers
Embedded Merchant Finance active customers
~250,000 merchants on MyShubhLife platform
Funding/co-lending partner network
17 partner banks and NBFCs
Loan logins (Emerging Market vertical, FY26)
39,286 logins
Headquarters Mumbai, Maharashtra, India Company website

How the price took the results

close before → close after

Q1 FY27
−1.4%
5 Aug
Q4 FY26
+0.6%
21 Apr
Q3 FY26
−8.1%
9 Feb
Q2 FY26
−1.6%
10 Nov

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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