Dhanlaxmi Bank share price & results
- Sept 2026
- Sept 2026
Kerala-based old private-sector bank operating 261 branches across 14 states and 2 union territories.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 471 | +22.7% YoY | Quarterly, as filed | Quarter to Sept 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Sept 2026 | Not in the filed figures for the quarter to sept 2026. No older figure is substituted. | ||
| Net profit | 49.0 | +113.0% YoY | Quarterly, as filed | Quarter to Sept 2026 | Profit after tax as filed. |
| Return on equity | 9.13 | +1.7 pts | Trailing twelve months | TTM to Sept 2026 | Adjusted profit attributable to owners ÷ average owners’ equity. |
| Free cash flow margin | Fiscal year | FY ending Mar 2026 | Not in the analysed materials. No older figure is substituted. | ||
| Revenue growth (YoY) | 23.09 | +11.9 pts | Trailing twelve months | TTM to Sept 2026 | Revenue change against the same period one year earlier. |
Price
Performance +19.0% 1Y
1Y: ₹26.45 on 24 Oct 2025 → ₹31.47. High ₹37.09 (22 Oct 2026), low ₹19.64 (30 Mar 2026).
- Previous close
- ₹30.91
- Market cap
- ₹1.2k Cr
- 52-week range
- ₹19.64 – ₹37.09
- One year
- +17.87%
- Price to earnings (TTM to Sept 2026)
- 8.65×
- Return on equity (TTM to Sept 2026)
- 9.13%
Overview
- Symbol
- NSE:DHANBANK
- Sector
- Financial Services
- Exchange
- NSE
- Currency
- INR
What Dhanlaxmi Bank Limited does
Based on the company's own presentations, annual report and earnings calls.
Dhanlaxmi Bank is an old-generation private sector bank headquartered in Thrissur, Kerala, with a branch network concentrated in South India alongside a pan-India presence. It earns primarily through interest income on retail, MSME and corporate lending and investments, supplemented by fee income from deposit accounts, remittances, NRI banking and treasury operations. The bank runs its own network of branches and ATMs/CRMs and also uses business correspondents to extend reach, and it distributes Dhanam-branded deposit and loan products including an NRE savings account for NRIs and digital-receivables-backed term loans.
Segments
- Retail Banking
- Corporate/Wholesale Banking
- MSME Banking
- Treasury
- Branches
- 261 (as of 31 Mar 2025)
- Geographic spread
- 14 states and 2 union territories
- ATMs/CRMs
- 282
- Business correspondents
- 17
- Employees
- 1,756 (as of 31 Mar 2025)
- Branch category mix
- 20 rural, 112 semi-urban, 71 urban, 58 metropolitan branches
Fundamentals
Ratios, each with its period
Current values with the period they cover; the trend reads across the 6 fiscal years held (Mar 2021 to Mar 2026).
Financials
What the filings say
Net profit, year on year: +113% (quarter to sept 2026 against sept 2025).
| Line item | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 335 | 351 | 368 | 384 | 407 | 443 | 449 | 471 |
| Expenses | 151 | 150 | 166 | 153 | 180 | 177 | 177 | 171 |
| Other income | 42 | 43 | 39 | 35 | 49 | 69 | 35 | 47 |
| Interest | 206 | 216 | 229 | 242 | 253 | 256 | 272 | 283 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 20 | 27 | 12 | 23 | 24 | 79 | 36 | 64 |
| Tax rate | 0.0% | −7.0% | 0.0% | 0.0% | 0.0% | 45.0% | 30.0% | 24.0% |
| Net profit | 20 | 29 | 12 | 23 | 24 | 43 | 25 | 49 |
| EPS (₹ per share) | 0.50 | 0.73 | 0.31 | 0.59 | 0.61 | 1.10 | 0.63 | 1.23 |
| Line item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Sales | 1,070 | 1,207 | 1,321 | 1,602 |
| Expenses | 518 | 541 | 581 | 676 |
| Other income | 74 | 153 | 169 | 192 |
| Interest | 595 | 749 | 836 | 980 |
| Depreciation | 0 | 0 | 0 | 0 |
| Profit before tax | 32 | 70 | 72 | 138 |
| Net profit | 50 | 57 | 67 | 102 |
| Line item | Mar 2023 | Mar 2024 | Mar 2025 | Sept 2025 | Mar 2026 | Sept 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 253 | 253 | 395 | 395 | 395 | 395 |
| Reserves | 708 | 777 | 1,001 | 1,023 | 1,079 | 1,149 |
| Borrowings | 492 | 299 | 200 | — | 737 | 301 |
| Deposits | 13,352 | 14,290 | 16,013 | — | 18,643 | 20,551 |
| Other liabilities | 327 | 343 | 328 | 329 | 384 | 383 |
| Total liabilities | 15,132 | 15,962 | 17,937 | 19,304 | 21,238 | 22,779 |
| Fixed assets | 251 | 267 | 266 | 279 | 284 | 370 |
| Capital work in progress | 7 | 8 | 15 | 0 | 7 | 0 |
| Investments | 3,889 | 3,942 | 3,955 | 4,644 | 4,257 | 4,857 |
| Other assets | 10,986 | 11,745 | 13,700 | 14,380 | 16,690 | 17,552 |
| Total assets | 15,132 | 15,962 | 17,937 | 19,304 | 21,238 | 22,779 |
| Line item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Cash from operations | -90 | 139 | 216 | 17 | -5 | 631 |
| Cash from investing | -27 | -388 | -106 | 111 | -32 | -790 |
| Cash from financing | -28 | 0 | 0 | 0 | 142 | 150 |
| Net cash flow | -144 | -249 | 111 | 128 | 105 | -8 |
| Free cash flow | -117 | 123 | 182 | -24 | -37 | 600 |
| Line item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Return on equity | 4.0% | 4.0% | 5.0% | 6.0% | 5.0% | 7.0% |
| Dividend payout | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Where revenue comes from
The businesses behind the company’s reported revenue.
Retail Banking contributes 61.3% of reported segment revenue.
Quarter ended 30 Jun 2026 · Standalone
- Retail Banking 61.3%
₹296.70 crore
- Corporate/ Wholesale Banking 22.4%
₹108.71 crore
- Treasury 15.6%
₹75.75 crore
- Other Banking Operations 0.6%
₹3.09 crore
| Business segment | Revenue · ₹ crore | Share |
|---|---|---|
| Retail Banking | 296.70 | 61.3% |
| Corporate/ Wholesale Banking | 108.71 | 22.4% |
| Treasury | 75.75 | 15.6% |
| Other Banking Operations | 3.09 | 0.6% |
Share = segment revenue ÷ total segment revenue, before intersegment adjustments.
How these numbers add up
- Total segment revenue
- ₹484.25 crore
- Intersegment adjustment
- Not reported
- Net segment revenue
- ₹484.25 crore
Intersegment transactions are between the company’s own businesses. Net segment revenue can differ from income-statement revenue because reporting definitions differ.
Source: FinEdge · Last checked 19 Sept 2026. Reported segment names are kept as supplied.
Ownership
Who owns it
Public hold 85.87% as of Sept 2026; institutions cut 0.12 pts since Jun 2026.
- Foreign institutions 14.09%
- Domestic institutions 0.05%
- Public 85.87%
Who bought this quarter
since Jun 2026
Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.
- newly disclosed 4.90% held
The same filing shows 0 holders trimming and 1 off the list — both are in the register beside this.
Who is on the register
Named in the Sep 2026 filing
Every holder of Dhanlaxmi Bank Limited above SEBI's 1% disclosure line, and what changed since Jun 2026.
| Holder | Stake | Change |
|---|---|---|
| 10.00% | unchanged | |
| 7.50% | unchanged | |
| 5.00% | unchanged | |
| 4.90% | newly disclosed | |
| FPI fund | 3.74% | unchanged |
| FPI fund | 3.38% | unchanged |
| 3.20% | unchanged | |
| 3.19% | unchanged | |
| FPI fund | 3.10% | unchanged |
| FPI fund | 2.70% | unchanged |
| 1.76% | unchanged | |
| 1.56% | unchanged |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
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