Small finance bank: 717 outlets in 16 states serving 4.2M customers via micro, mortgage, vehicle & MSME loans.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 87 | 106 | 106 | 106 | 106 | 106 | 106 | 106 |
| Reserves | 980 | 1.5k | 1.4k | 1.5k | 1.7k | 1.8k | 1.9k | 2.0k |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | 185 | 193 | 270 | 344 | 352 | 397 | 457 | 689 |
| Total Liabilities | 5.4k | 6.7k | 8.2k | 9.9k | 12.4k | 15.6k | 16.6k | 19.9k |
| AssetsFixed Assets | 30 | 35 | 66 | 163 | 152 | 156 | 290 | 293 |
| CWIP | 8 | 8 | 49 | 1 | 17 | 135 | 0 | 5 |
| Investments | 808 | 1.9k | 2.1k | 2.6k | 2.6k | 3.1k | 3.4k | 3.7k |
| Other Assets | 4.5k | 4.8k | 6.0k | 7.1k | 9.6k | 12.2k | 12.9k | 15.9k |
| Total Assets | 5.4k | 6.7k | 8.2k | 9.9k | 12.4k | 15.6k | 16.6k | 19.9k |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | -545 | 526 | -876 | -347 | -98 | 935 | 1.3k | 652 |
| Cash from Investing | -14 | -167 | -280 | -158 | -266 | -263 | -1.1k | -792 |
| Cash from Financing | 655 | 210 | 915 | 885 | 213 | -322 | 268 | 412 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | -556 | 496 | -896 | -438 | -190 | 879 | 1.1k | 577 |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
SURYODAY · FINANCIALS_SECTOR
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