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SUSURYODAY

Suryoday Small Finance Bank Q1 FY26 results (Apr–Jun 2025) and concall

Financial Services · Concall AI · Call held 25 Jul 2025

Suryoday Small Finance Bank reported strong Q1 FY26 growth in gross advances (20% YoY to ₹10,846 crore) and deposits (39% YoY to ₹11,312 crore), bolstered by retail and digital channels. While asset quality remains a focus with GNPA at 8.5% and NNPA at 5.6%, management anticipates a substantial reduction in NPA accretion by Q3 and aims for 5% GNPA and 3% NNPA by year-end, leveraging the CGFMU scheme for risk mitigation. The bank is guiding for an ROA of 1.5-1.6% and ROE of ~12% for the current year.

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What they filed

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26
Revenue507 488 471 495
Net profit45 33 -34 35
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.