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SUSURYODAY

Suryoday Small Finance Bank Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 23 Jan 2026

Suryoday Small Finance Bank reported strong growth in gross advances and deposits for Q3 FY26, driven by retail and diversified portfolios. While asset quality showed some improvement in collections, GNPA remained elevated. Profitability metrics like NII and PBT saw a decline, and the cost-to-income ratio increased. Management outlined targets for improved efficiency and asset quality in the coming quarters, leveraging CGFMU claims and digital initiatives.

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What they filed

Q3 FY26: revenue up 11.5%, net profit up 12.1% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue507 488 471 495 520 +3%544 +11%
Net profit45 33 -34 35 30 −33%37 +12%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.