SURYODAY Suryoday Small Finance Bank Q4 FY26 results (Jan–Mar 2026) and concall
Suryoday Small Finance Bank Limited reported a strong Q4 and FY26, with net total income growing 10.2% and PAT increasing to ₹152 crores. The bank saw robust growth in deposits (32.3% YoY) and asset portfolios like commercial vehicle finance (36% YoY) and mortgages (38% YoY). Asset quality showed improvement with reduced slippages in inclusive finance, and capital adequacy remains strong at 20.5%. However, the bank acknowledges a high cost-to-income ratio and hardening cost of funds, while managing localized stress in certain asset segments.
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What they filed
Q4 FY26: revenue up 27.8%, net profit up 247.1% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|
| Revenue | 507 | 488 | 471 | 495 | 520 +3% | 544 +11% | 602 +28% |
| Net profit | 45 | 33 | -34 | 35 | 30 −33% | 37 +12% | 50 +247% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
