SURYODAY

What Suryoday Small Finance Bank promised, and what happened

Every commitment management made on a call, tracked from the quarter it was made — reaffirmed, revised, diluted or quietly dropped.

Guidance record · Q1 FY27

what the last two calls moved 32 tracked 6 delivered 6 missed 20 open
  • CASA Ratio delivered said Q1 FY26 Promised: Reach the 20% range in the coming quarters. Q1 FY27: CASA ratio reported at 21.0%, remaining above the original target range.
  • CGFMU Claim Amount missed said Q3 FY26 Promised: ₹200 crores to ₹300 crores in Q1 FY27. Q1 FY27: The bank accounted for ₹134 crores receivable under the CGFMU scheme in Q1, which is significantly below the guided range of ₹200-300 crores.
  • Cost-to-income ratio revised down said Q3 FY26 Promised: Well below the 65% mark in FY27. Q1 FY27: Guidance further diluted to a range of '67% to 70%', moving further away from the original 'well below 65%' target.

The rest of the ledger

Above is what the last two calls moved. Pro opens all 32 tracked commitments for Suryoday Small Finance Bank — every quarter's revision, the source quote behind each one, and the topics management has stopped answering.

See what Pro opens