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CHCHOLAFIN

Cholamandalam Investment and Finance Company Q3 FY25 results (Oct–Dec 2024) and concall

Financial Services · Concall AI · Call held 31 Jan 2025

Cholamandalam Investment and Finance reported strong Q3 FY25 results with robust growth in disbursements, AUM, and profitability. While asset quality saw a slight uptick in Stage 3 and GNPA, management expects improvements in the coming quarters, particularly as they exit certain partnership businesses. The company maintains healthy capital adequacy and liquidity, with a focus on sustained growth and operational efficiency, though opex to assets is expected to remain elevated in the near term due to strategic investments.

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What they filed

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25
Revenue6,255 6,733
Net profit968 1,088
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.