CHOLAFIN Cholamandalam Investment and Finance Company Q4 FY25 results (Jan–Mar 2025) and concall
Cholamandalam Investment and Finance Company Limited reported a strong Q4 FY25, with full-year AUM growing 30% to INR 1,99,876 crores and PAT increasing 24% to INR 4,259 crores. Asset quality improved with GNPA at 3.97% and NNPA at 2.63%. The company is targeting 20-25% AUM growth, driven by 30% growth in non-vehicle segments and 20% in vehicle finance, while strategically reducing exposure to lower ROTA and higher delinquency segments like supply chain finance and Fintech-led CSEL. A new Gold Loan business is being launched with a target of INR 2,000 crores AUM.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|
| Revenue | 6,255 | 6,733 | 7,046 |
| Net profit | 968 | 1,088 | 1,260 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
