Creditaccess Grameen Q1 FY25 results (Apr–Jun 2024) and concall

CreditAccess Grameen delivered a resilient Q1 FY25 performance, maintaining industry-leading return ratios (RoA 5.4%) despite seasonal and election-related headwinds. While asset quality showed some transitory stress in non-core markets due to heatwaves and operational limitations during elections, management remains confident in its full-year guidance. The company is proactively tightening credit filters and aligning provisioning to the district level to navigate rising customer leverage trends.