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Creditaccess Grameen share price & results

Creditaccess Grameen Limited· Financial Services

Results to
Sept 2026
Latest analysed call
Q2 FY27
Ownership as of
Sept 2026

India's largest NBFC-MFI, financing rural and semi-urban women via group and individual loans.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue1,904 ₹ crore+26.3% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Sept 2026Not in the filed figures for the quarter to sept 2026. No older figure is substituted.
Net profit502 ₹ crore+298.4% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity17.79 %+2.7 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)17.65 %−6.0 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

1 of 8 judged targets kept · 12 open · verdicts reflect calls analysed to Q1 FY27.

Creditaccess Grameen Limited management guidance track record on Inve: 20 targets tracked across analysed earnings calls (1 achieved, 7 missed, 12 open).

TargetOriginal wordingSaidLatest callVerdict
Retail Finance Book Mix15% by 2028
Call transcript, Q1 FY25 · 19 Jul 2024		Q1 FY25Q1 FY27:Retail finance share increased further to 20.6% of AUM, continuing to significantly exceed the long-term target.
Call transcript, Q1 FY27 · 24 Jul 2026		Achieved
AUM Growth FY2523-24%
Call transcript, Q1 FY25 · 19 Jul 2024		Q1 FY25Q1 FY27:The final result for FY25 remains unaddressed and was not mentioned.
Call transcript, Q1 FY27 · 24 Jul 2026		Ghosted
AUM Growth FY2720% to 21%
Call transcript, Q3 FY26 · 20 Jan 2026		Q3 FY26Q1 FY27:AUM grew 16.4% YoY. Management stated they 'remain with the guidance today as it is so that we watch one more quarter before we take any further step on the guidance', keeping the promise on the table despite the lower YoY start.
Call transcript, Q1 FY27 · 24 Jul 2026		On Track

Source: Inve Guidance Tracker for Creditaccess Grameen Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

7 of Creditaccess Grameen Limited's 20 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 17 more targets are in the full ledger.

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Price

₹1,010.2 +1.27% · +₹12.7

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −29.0% 1Y

₹1.0k₹1.2k₹1.4k₹1.6kOct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q3 FY26 — 20 Jan 2026Q4 FY26 — 8 May 2026Q1 FY27 — 24 Jul 2026Q2 FY27 — 22 Oct 2026

1Y: ₹1,422.5 on 24 Oct 2025 → ₹1,010.2. High ₹1,614 (30 Jul 2026), low ₹997.5 (26 Oct 2026).

Previous close
₹997.5
Market cap
₹16.0k Cr
52-week range
₹997.5 – ₹1,614
One year
−31.38%
Price to earnings (TTM to Sept 2026)
10.09×
Return on equity (TTM to Sept 2026)
17.79%

Overview

Symbol
NSE:CREDITACC
Exchange
NSE
Currency
INR

What Creditaccess Grameen Limited does

Based on the company's own presentations, annual report and earnings calls.

CreditAccess Grameen is an NBFC-Microfinance Institution that provides collateral-free joint-liability-group loans, and increasingly individual retail loans, to low-income women entrepreneurs and households across rural and semi-urban India. Its core group-lending model funds income generation and life-cycle needs such as water, sanitation, education, medical and festival expenses, while a growing retail-finance line offers secured Individual Business Loans and Affordable Housing/Mortgage Loans to customers graduating to larger ticket sizes. The company originates and services these loans through a branch-led, doorstep-collection network, supplemented by the Grameen Mahi customer app for digital onboarding and repayments.

Segments

  • Group Lending (GL)
  • Retail Finance (RF)
Branch network
2,236 branches
Geographic footprint
451 districts across 16 states and 1 union territory
Active borrowers
44.18 Lakh (4.42 million)
Employees
21,941
Loan processing centres
22
Grameen Mahi app users
11.2 Lakh active customers (25.4% of borrower base)
Founded 1999Employees 21,941 (31 Mar 2026) Company website

How the price took the results

close before → close after

Q2 FY27
−4.7%
22 Oct
Q1 FY27
+0.9%
24 Jul
Q4 FY26
+0.4%
8 May
Q3 FY26
−3.1%
20 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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