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    The South Indian Bank Limited

    Kerala-headquartered old private-sector bank with a pan-India branch network across retail, MSME, agri and corporate lending.

    Financial Services
    Financial Services
    View SOUTHBANK earnings calls
    ₹48.46
    +17.36% from avg

    Overview

    Price

    ₹48.46

    Market Cap

    ₹12.6k Cr

    Sector

    Financial Services

    Financial Services

    Rank

    4

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26FY26
    LiabilitiesEquity Capital181209209209262262262262
    Reserves5.3k5.6k5.6k6.5k8.6k9.8k10.4k11.1k
    Borrowings
    Other Liabilities1.6k1.5k1.8k2.4k2.8k2.7k3.1k3.1k
    Total Liabilities97.0k94.1k100.1k107.7k117.4k124.7k136.0k141.8k
    AssetsFixed Assets7767557527549661.0k1.0k1.0k
    CWIP2440591240000
    Investments20.6k20.3k21.4k24.6k24.0k21.8k30.7k27.3k
    Other Assets75.6k73.0k77.8k82.2k92.5k101.9k104.3k113.4k
    Total Assets97.0k94.1k100.1k107.7k117.4k124.7k136.0k141.8k

    Cash Flow

    Cash Flow

    ₹ Cr · Annual
    Line itemFY19FY20FY21FY22FY23FY24FY25FY26
    ActivitiesCash from Operating1.7k6565.8k5.2k-7.3k7.1k-2.4k3.9k
    Cash from Investing-1.2k-1.6k-1.1k-1.7k-386-2.0k4.4k-5.5k
    Cash from Financing98288-138-9893.5k-2.1k157-561
    SummaryCapital Expenditure
    Free Cash Flow1.6k5755.7k5.1k-7.4k6.9k-2.5k3.8k
    FCF Margin

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    SOUTHBANK · FINANCIALS_SECTOR

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