SOUTHBANK The South Indian Bank Q3 FY26 results (Oct–Dec 2025) and concall
South Indian Bank delivered a strong Q3 FY26 performance with robust growth in net profit, deposits, and advances, coupled with significant asset quality improvements. NIM saw sequential expansion, and the bank is strategically rebalancing its loan mix towards retail and MSME. While facing competition in certain segments and challenges in its credit card business, management expressed confidence in maintaining growth and profitability targets.
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What they filed
Q3 FY26: revenue up 6.2%, net profit up 9.4% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 2,371 | 2,373 | 2,362 | 2,407 | 2,518 +6% |
| Net profit | 342 | 342 | 322 | 352 | 374 +9% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
