SOUTHBANK The South Indian Bank Q4 FY26 results (Jan–Mar 2026) and concall
South Indian Bank delivered a strong Q4 and full-year FY26 performance, achieving its highest ever net profit driven by robust growth in deposits and advances, coupled with significant asset quality improvement. The bank's strategic shift towards Retail and MSME segments, along with digital initiatives, is yielding positive operating leverage. While treasury income was a drag in Q4, management is confident in continued NIM expansion and aims for 15-16% loan growth in FY27, despite anticipating potential increases in credit costs due to geopolitical factors.
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What they filed
Q4 FY26: revenue up 7.8%, net profit up 19.0% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 2,371 | 2,373 | 2,362 | 2,407 | 2,518 +6% | 2,559 +8% |
| Net profit | 342 | 342 | 322 | 352 | 374 +9% | 407 +19% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
