SOUTHBANK The South Indian Bank Q2 FY27 results (Jul–Sep 2026) and concall
The South Indian Bank Limited reported a strong Q2 FY27, achieving its highest quarterly net profit of INR 426 crores, driven by robust 19% YoY growth in both deposits and advances. Net Interest Income surged 38% YoY, and Net Interest Margin expanded to 3.33%. The bank demonstrated significant improvement in asset quality with Gross NPA falling to 1.24% and Net NPA to 0.09%, supported by a high Provision Coverage Ratio of 97.84%. Management expressed confidence in sustaining growth and improving profitability ratios, targeting a higher RoA and NIM in the medium term, while acknowledging some o
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What they filed
Q2 FY27: revenue up 16.2%, net profit up 21.0% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,371 | 2,373 | 2,362 | 2,407 | 2,518 +6% | 2,559 +8% | 2,628 +11% | 2,796 +16% |
| Net profit | 342 | 342 | 322 | 352 | 374 +9% | 407 +19% | 378 +17% | 426 +21% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
