SOUTHBANK The South Indian Bank Q1 FY26 results (Apr–Jun 2025) and concall
South Indian Bank reported a strong Q1 FY26 with net profit up 10% and operating profit up 32%, driven by robust growth in deposits and advances. Asset quality improved significantly with reduced GNPA and NNPA, and a healthy provision coverage ratio. While the MSME book remained flat, the bank saw strong growth in gold, home, and auto loans. Management acknowledged challenges in NIMs due to the interest rate environment and elevated credit costs this quarter, but expressed confidence in future growth and profitability.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 |
|---|---|---|---|
| Revenue | 2,371 | 2,373 | 2,362 |
| Net profit | 342 | 342 | 322 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
