CREDITACC Creditaccess Grameen Q2 FY27 results (Jul–Sep 2026) and concall
CreditAccess Grameen Limited delivered a strong Q2 FY27, reporting its highest quarterly profit of INR 502 Crore and robust H1 profitability with ROA at 5.9%. AUM grew significantly by 19.5% YoY, supported by diversified product offerings and improved borrower retention. Despite temporary asset quality pressures from weather events and seasonal factors, the company maintained strong collection efficiencies and raised its profitability guidance for FY27, while retaining AUM growth and credit cost guidance.
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What they filed
Q2 FY27: revenue up 26.3%, net profit up 298.4% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,380 | 1,407 | 1,463 | 1,508 | 1,490 +8% | 1,597 +14% | 1,783 +22% | 1,904 +26% |
| Net profit | -100 | 47 | 60 | 126 | 252 +352% | 340 +623% | 493 +722% | 502 +298% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
