CSBBANK CSB Bank Q3 FY25 results (Oct–Dec 2024) and concall
CSB Bank delivered a strong Q3 FY25, showcasing robust growth in both deposits (22% YoY) and advances (26% YoY), significantly outpacing industry averages. Profitability metrics improved with net profit up 10% QoQ and operating profit up 13% YoY, supported by a 75% surge in other income. Asset quality saw sequential improvement, with GNPA and NNPA ratios declining. The bank maintained a healthy NIM of 4.11% and capital adequacy, while strategically de-risking its portfolio and investing in technology for future growth.
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What they filed
| Line item | Q3 FY25 |
|---|---|
| Revenue | 919 |
| Net profit | 152 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
