Kerala private bank (since 1920) built on gold loans, retail, MSME and corporate banking across 862 branches.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 174 | 174 | 174 | 174 | 174 | 174 | 174 | 174 |
| Reserves | 1.8k | 2.0k | 2.5k | 3.0k | 3.6k | 4.3k | 4.5k | 4.7k |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | 319 | 591 | 509 | 670 | 776 | 931 | 1.3k | 1.4k |
| Total Liabilities | 18.9k | 23.3k | 25.4k | 29.2k | 36.1k | 47.8k | 50.0k | 57.7k |
| AssetsFixed Assets | 253 | 269 | 288 | 319 | 406 | 450 | 671 | 710 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 179 | 0 | 0 |
| Investments | 5.4k | 6.1k | 7.0k | 5.8k | 7.6k | 11.4k | 10.8k | 12.0k |
| Other Assets | 13.3k | 16.9k | 18.1k | 23.0k | 28.1k | 35.8k | 38.5k | 45.1k |
| Total Assets | 18.9k | 23.3k | 25.4k | 29.2k | 36.1k | 47.8k | 50.0k | 57.7k |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | -893 | -1.1k | 1.4k | -852 | 2.2k | 1.8k | -5.3k | -314 |
| Cash from Investing | -22 | -235 | -1.2k | 131 | -724 | -1.4k | 1.9k | -790 |
| Cash from Financing | 674 | 1.3k | 632 | 581 | -1.2k | 974 | 3.8k | 1.6k |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | -915 | -1.2k | 1.3k | -908 | 2.1k | 1.7k | -5.6k | -502 |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
CSBBANK · FINANCIALS_SECTOR
Guides on how to read this kind of business and the numbers that matter.