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CSB Bank Q4 FY26 results (Jan–Mar 2026) and concall

Financial Services · Concall AI · Call held 4 May 2026

CSB Bank concluded FY26 with strong growth in profits and assets, driven by robust deposit and credit expansion that outpaced industry averages. The bank successfully completed a major technology transformation, setting the stage for future retail franchise growth. While asset quality improved significantly, NIMs faced pressure from rising costs and a tactical reliance on wholesale deposits. Management expressed confidence in achieving its SBS 2030 vision, with a focus on liability franchise building and targeted SME growth.

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What they filed

Q4 FY26: revenue up 22.4%, net profit up 6.3% against the same quarter last year.

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26
Revenue919 981 1,041 1,109 1,154 +26%1,201 +22%
Net profit152 190 119 160 153 +1%202 +6%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.