CSBBANK CSB Bank Q1 FY27 results (Apr–Jun 2026) and concall
CSB Bank reported strong Q1 FY2027 results with net profit up 27% and operating profit up 14%, driven by robust deposit and advances growth. While NIM improved slightly to 3.66% and ROA to 1.09%, other income saw a 7% decline primarily due to lower treasury gains and reduced retail disbursements. The bank is strategically rebalancing its portfolio, aiming to reduce gold loan concentration and build a stronger retail and wholesale franchise, with technology transformation now enabling scale.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
Q1 FY27: revenue up 23.6%, net profit up 26.1% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|
| Revenue | 919 | 981 | 1,041 | 1,109 | 1,154 +26% | 1,201 +22% | 1,287 +24% |
| Net profit | 152 | 190 | 119 | 160 | 153 +1% | 202 +6% | 150 +26% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
