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City Union Bank Q4 FY25 results (Jan–Mar 2025) and concall

Financial Services · Concall AI · Call held 2 May 2025

City Union Bank delivered a strong performance in Q4 and full FY25, achieving double-digit growth in both advances and deposits. The bank significantly improved its asset quality, with Gross NPA falling to 3.09% and Net NPA to 1.25%, while also enhancing its provisioning coverage. Profitability metrics like PAT, ROA, and NIM remained robust, supported by strategic exits from low-yielding assets and digital lending initiatives.

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What they filed

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25
Revenue1,434 1,479 1,533
Net profit285 286 288
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.