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City Union Bank share price & results

City Union Bank Limited· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

Oldest private-sector bank in India, headquartered in Kumbakonam, Tamil Nadu, focused on MSME and trade lending.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue1,985 ₹ crore+23.7% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit383 ₹ crore+25.2% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equity14.02 %+0.6 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)19.81 %+7.1 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

8 of 13 judged targets kept · 12 open · verdicts reflect calls analysed to Q1 FY27.

City Union Bank Limited management guidance track record on Inve: 25 targets tracked across analysed earnings calls (8 achieved, 5 missed, 12 open).

TargetOriginal wordingSaidLatest callVerdict
Credit Growth12% to 14% for FY26
Call transcript, Q3 FY25 · 31 Jan 2025		Q3 FY25Q1 FY27:Historical promise, achieved in FY26.
Call transcript, Q1 FY27 · 1 Aug 2026		Achieved
Annual Slippages₹650 - ₹700 crores
Call transcript, Q4 FY25 · 2 May 2025		Q4 FY25Q1 FY27:Historical promise, missed in FY26.
Call transcript, Q1 FY27 · 1 Aug 2026		Missed
Return on Assets (RoA)1.65-1.67%
Call transcript, Q4 FY26 · 27 Apr 2026		Q4 FY26Q1 FY27:Guidance revised down to 1.60%-1.65% for exit ROA. Actual Q1 ROA is 1.57%.
Call transcript, Q1 FY27 · 1 Aug 2026		Revised Down

Source: Inve Guidance Tracker for City Union Bank Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

5 of City Union Bank Limited's 25 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 22 more targets are in the full ledger.

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Price

₹213.12 +2.47% · +₹5.14

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −4.5% 1Y

₹200₹250₹300Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 3 Nov 2025Q3 FY26 — 6 Feb 2026Q4 FY26 — 27 Apr 2026Q1 FY27 — 31 Jul 2026

1Y: ₹223.17 on 24 Oct 2025 → ₹213.12. High ₹301.75 (30 Jan 2026), low ₹183.64 (5 Jun 2026).

Previous close
₹207.98
Market cap
₹20.6k Cr
52-week range
₹183.64 – ₹301.75
One year
−7.99%
Price to earnings (TTM to Jun 2026)
14.68×
Return on equity (TTM to Jun 2026)
14.02%

Overview

Symbol
NSE:CUB
Exchange
NSE
Currency
INR

What City Union Bank Limited does

Based on the company's own presentations, annual report and earnings calls.

City Union Bank is a Tamil Nadu-headquartered private sector bank, incorporated in 1904, that lends primarily to MSME, retail and wholesale trade customers, with short- and long-term credit to the agricultural sector and a growing gold-loan book. It operates a pan-India branch and ATM network that is concentrated in South India, especially Tamil Nadu, and has digitalized its loan origination system to support MSME underwriting. The bank also runs domestic and forex treasury operations alongside its lending business.

Segments

  • MSME & Trading
  • Retail & Agriculture
  • Gold Loans
  • Treasury
Branch network
949
ATMs
1,764
Employees
8,894
South India branch concentration
770 of 949 branches in South India, including 578 in Tamil Nadu
Operating history
Oldest private sector bank in India, founded 1904, 121 years of operations
Loan origination system
Fully digitalized loan origination system (LOS)
Founded 1904Headquarters Kumbakonam, Tamil Nadu, IndiaEmployees 8,894 (2026-03-31) Company website

How the price took the results

close before → close after

Q1 FY27
−0.9%
1 Aug
Q4 FY26
+3.3%
27 Apr
Q3 FY26
−0.9%
7 Feb
Q2 FY26
+3.2%
3 Nov

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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