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City Union Bank Q2 FY26 results (Jul–Sep 2025) and concall

Financial Services · Concall AI · Call held 3 Nov 2025

City Union Bank delivered a strong Q2 FY26, marked by robust double-digit growth in both advances and deposits. Asset quality showed significant improvement with Net NPA falling below 1% after a decade. NIM expanded due to efficient fund management, and the bank is strategically investing in renewable energy and capacity creation, expecting continued growth and eventual moderation in its cost-to-income ratio.

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What they filed

Q2 FY26: revenue up 15.3%, net profit up 15.4% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue1,434 1,479 1,533 1,605 1,653 +15%
Net profit285 286 288 306 329 +15%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.