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City Union Bank Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 7 Feb 2026

City Union Bank delivered a strong Q3 FY26, marked by robust 21% YoY growth in both advances and deposits, leading to a 16% increase in net profit. Asset quality continued to improve with declining GNPA and NNPA, and NIM expanded significantly due to deposit repricing and CRR benefits. The bank maintained operational efficiency and is on track for high-teen growth for FY26, with its net worth surpassing INR10,000 crores.

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What they filed

Q3 FY26: revenue up 18.7%, net profit up 16.1% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue1,434 1,479 1,533 1,605 1,653 +15%1,756 +19%
Net profit285 286 288 306 329 +15%332 +16%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.