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City Union Bank Q1 FY27 results (Apr–Jun 2026) and concall

Financial Services · Concall AI · Call held 1 Aug 2026

City Union Bank Limited delivered a robust Q1 FY27, marked by strong double-digit growth in both credit and deposits, alongside significant improvements in asset quality. The bank achieved record operating profit and PAT, driven by core loan growth and improved efficiency. While anticipating a slight increase in the cost of funds and a marginal impact on NIM, management remains confident in its strategic focus on secured lending, MSME segment, and maintaining strong profitability and asset quality.

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What they filed

Q1 FY27: revenue up 23.7%, net profit up 25.2% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
Revenue1,434 1,479 1,533 1,605 1,653 +15%1,756 +19%1,856 +21%1,985 +24%
Net profit285 286 288 306 329 +15%332 +16%360 +25%383 +25%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.