CUB City Union Bank Q1 FY27 results (Apr–Jun 2026) and concall
City Union Bank Limited delivered a robust Q1 FY27, marked by strong double-digit growth in both credit and deposits, alongside significant improvements in asset quality. The bank achieved record operating profit and PAT, driven by core loan growth and improved efficiency. While anticipating a slight increase in the cost of funds and a marginal impact on NIM, management remains confident in its strategic focus on secured lending, MSME segment, and maintaining strong profitability and asset quality.
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What they filed
Q1 FY27: revenue up 23.7%, net profit up 25.2% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,434 | 1,479 | 1,533 | 1,605 | 1,653 +15% | 1,756 +19% | 1,856 +21% | 1,985 +24% |
| Net profit | 285 | 286 | 288 | 306 | 329 +15% | 332 +16% | 360 +25% | 383 +25% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





