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Dar Credit & Capital Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 17 Feb 2026

Dar Credit & Capital Ltd. delivered a strong Q3 and 9M FY26, marked by robust income and profit growth, with PAT margin expanding to 20%. The company's capital adequacy remains high at 43.84% and asset quality is stable. Management is focused on expanding its loan book to INR 230-235 crores by FY26 and over INR 300 crores by FY27, driven by secured MSME and municipal loan segments.

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What they filed

Q3 FY26: revenue up 25.1%, net profit up 40.0% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue10 10 10 11 12 +15%13 +25%
Net profit2 2 2 2 3 +48%3 +40%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.