Kolkata-based base-layer NBFC lending personal loans to municipal-corporation employees and secured/unsecured MSME loans to small shopkeepers and women entrepreneurs across eastern and northern India.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 10 | 10 | 10 | 10 | 10 | 14 | 14 |
| Reserves | 51 | 52 | 54 | 57 | 64 | 86 | 90 |
| Borrowings | — | — | — | — | — | — | — |
| Other Liabilities | 2 | 2 | 3 | 3 | 5 | 4 | 6 |
| Total Liabilities | 182 | 170 | 189 | 237 | 223 | 257 | 294 |
| AssetsFixed Assets | 0 | 9 | 9 | 8 | 7 | 7 | 7 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 9 | 17 | 6 | 7 | 0 | 1 | 0 |
| Other Assets | 173 | 145 | 174 | 222 | 215 | 248 | 287 |
| Total Assets | 182 | 170 | 189 | 237 | 223 | 257 | 294 |
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | 106 | 11 | -5 | -21 | 27 | -29 |
| Cash from Investing | -1 | -11 | 14 | 4 | 4 | -8 |
| Cash from Financing | -101 | 0 | 0 | 28 | -42 | 39 |
| SummaryCapital Expenditure | — | — | — | — | — | — |
| Free Cash Flow | 106 | 10 | -5 | -21 | 27 | -30 |
| FCF Margin | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
DCCL · FINANCIALS_SECTOR
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