TFL
Transwarranty Finance financials
- Market cap
- ₹65 Cr
- Sector
- Financial Services
Quarterly results
Q1 FY27: revenue down 22.5%, net profit down 91.2% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 | 2 | 2 | 3 | 2 +16% | 2 +0% | 2 +2% | 3 −22% |
| Net profit | -2 | -3 | -3 | 1 | -3 −20% | -1 +81% | 0 +103% | 0 −91% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Performance −21.2% 1Y
1Y: ₹14.97 on 10 Sept 2025 → ₹11.8. High ₹17.29 (24 Dec 2025), low ₹10.41 (24 Jul 2026).
Financials, as filed
Revenue grew 22.5% a year over 2 years, FY24 to FY26.
| Year ending | FY24 | FY25 | FY26 |
|---|---|---|---|
| Revenue | ₹6 Cr | ₹20 Cr | ₹9 Cr |
| Interest | ₹4 Cr | ₹4 Cr | ₹3 Cr |
| Depreciation | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Net profit | ₹4 Cr | ₹5 Cr | ₹-2 Cr |
| Net margin | 67.7% | 25.5% | -27.8% |
| Cash from operations | ₹-4 Cr | ₹-4 Cr | ₹15 Cr |
| Free cash flow | ₹-4 Cr | ₹-4 Cr | ₹15 Cr |
| ROE | 12.4% | 7.9% | -4.5% |
How to read this
From the company's own filings. Margins are computed from the filed sums; a year with an incomplete quarter is left blank rather than estimated.
Balance sheet
| Year ending | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Equity capital | ₹24 Cr | ₹24 Cr | ₹48 Cr | ₹49 Cr | ₹54 Cr | ₹55 Cr |
| Reserves | ₹-5 Cr | ₹-7 Cr | ₹-16 Cr | ₹-17 Cr | ₹-25 Cr | ₹-21 Cr |
| Borrowings | ₹37 Cr | ₹37 Cr | ₹31 Cr | ₹37 Cr | — | ₹31 Cr |
| Other liabilities | ₹6 Cr | ₹7 Cr | ₹2 Cr | ₹2 Cr | ₹23 Cr | ₹5 Cr |
| Total liabilities | ₹63 Cr | ₹62 Cr | ₹66 Cr | ₹71 Cr | ₹85 Cr | ₹69 Cr |
| Fixed assets | ₹8 Cr | ₹8 Cr | ₹8 Cr | ₹8 Cr | ₹15 Cr | ₹8 Cr |
| Capital work in progress | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹15 Cr | ₹15 Cr | ₹14 Cr | ₹14 Cr | ₹0 Cr | ₹19 Cr |
| Other assets | ₹40 Cr | ₹39 Cr | ₹43 Cr | ₹49 Cr | ₹70 Cr | ₹43 Cr |
| Total assets | ₹63 Cr | ₹62 Cr | ₹66 Cr | ₹71 Cr | ₹85 Cr | ₹69 Cr |
How to read this
As filed each year. A line the company does not report — deposits for a non-lender, for instance — is left out rather than shown as a row of dashes.
Who owns it
As disclosed at Jun 2026
Since Jun 2025, the public added +2.02 pp while promoters trimmed −2.01 pp.
- Promoters
- 54.0%
- Public
- 46.0%
Since Jun 2025
- Public +2.02 pp
- Promoters −2.01 pp
How it drifted, 12 quarters
Over this window promoters fell from 61.8% to 54.0% — −7.8 pp.
Ownership split by quarter, oldest first. Sep '23: Promoters 61.8%, Public 38.2%.Dec '23: Promoters 61.8%, Public 38.2%.Mar '24: Promoters 61.8%, Public 38.1%.Jun '24: Promoters 61.8%, Public 38.1%.Sep '24: Promoters 56.3%, Public 43.7%.Dec '24: Promoters 56.3%, Public 43.7%.Mar '25: Promoters 56.0%, Public 44.0%.Jun '25: Promoters 56.0%, Public 44.0%.Sep '25: Promoters 56.0%, Public 44.0%.Dec '25: Promoters 54.9%, Public 45.1%.Mar '26: Promoters 54.0%, Public 46.0%.Jun '26: Promoters 54.0%, Public 46.0%.
Who bought this quarter
since Mar 2026
Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.
- Raju Ajit Bhandari +0.09 pp 2.38% held
The same filing shows 0 holders trimming and 0 off the list — both are in the register beside this.
Who is on the register
Named in the Jun 2026 filing
Every holder of Transwarranty Finance Limited above SEBI's 1% disclosure line, and what changed since Mar 2026.
| Holder | Stake | Change |
|---|---|---|
| Kumar Nair | 51.45% | unchanged |
| Sidharth R Ajwani | 3.10% | unchanged |
| Raju Ajit Bhandari | 2.38% | +0.09 pp |
| Inventure Sejal Realtors Private Limited | 1.36% | unchanged |
| Vinco Sales And Services Pvt Ltd | 1.20% | unchanged |
| Nair Leena Kumar - 2 | 0.97% | unchanged |
| Anitha Plakkot | 0.54% | unchanged |
| Indiradevi | 0.52% | unchanged |
| Jayachandran K | 0.50% | unchanged |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
Learn to analyse Transwarranty Finance Limited
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