Capital Trust share price & results
- Jun 2026
- Jun 2026
Delhi-based NBFC running two lending engines — newly launched secured gold loans and partner-led (BC/co-lending) MSME loans — through a 250+ branch network across 10 states.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 12.1 | −2.7% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 0.20 | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. The year-earlier figure was zero or a loss, so no percentage is shown. | |
| Return on equity | +8.9 pts | Trailing twelve months | TTM · period unavailable | Not in the analysed materials. No older figure is substituted. | |
| Free cash flow margin | Fiscal year | FY · period unavailable | Not in the analysed materials. No older figure is substituted. | ||
| Revenue growth (YoY) | +18.1 pts | Trailing twelve months | TTM · period unavailable | Not in the analysed materials. No older figure is substituted. |
Price
Performance −19.8% 1Y
1Y: ₹24.58 on 24 Oct 2025 → ₹19.72. High ₹29.23 (31 Oct 2025), low ₹11 (30 Mar 2026).
- Previous close
- ₹20.12
- Market cap
- ₹68 Cr
- 52-week range
- ₹11 – ₹29.23
- One year
- −18.04%
Overview
- Symbol
- NSE:CAPTRUST
- Sector
- Financial Services
- Exchange
- NSE
- Currency
- INR
What Capital Trust Limited does
Based on the company's own presentations, annual report and earnings calls.
Capital Trust Limited is an RBI-registered Base Layer NBFC incorporated in 1985 and headquartered in New Delhi, listed on both NSE and BSE. It built its original franchise in unsecured MSME lending to small shopkeepers, traders and micro-entrepreneurs in semi-urban and rural India, disbursing over ₹4,500 crore to 12 lakh+ clients through doorstep, branch-led servicing. Starting FY26, the company shifted incremental own-book lending into secured gold loans (launched October 2025) while routing MSME loan origination through Business Correspondent (BC) and co-lending partnerships instead of holding the credit risk on its own balance sheet.
Segments
- Gold Loans
- MSME Loans
- Branch network
- 250+ branches across 10 states
- Gold loan branches
- 5 (Delhi NCR / UP), launched Oct 2025
- Cumulative clients served (since 1985)
- 12 lakh+
- Cumulative loans disbursed (since 1985)
- ₹4,500 Cr+
- Assets Under Management (AUM)
- ₹158 Cr (Q4 FY26)
- Live customers
- ~1 lakh
Fundamentals
Ratios, each with its period
Current values with the period they cover; the trend reads across the 6 fiscal years held (Mar 2017 to Mar 2022).
Financials
What the filings say
Net profit, year on year: +102% (quarter to jun 2026 against jun 2025).
| Line item | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 25 | 25 | 21 | 12 | 9 | 11 | 9 | 12 |
| Expenses | 20 | 20 | 16 | 20 | 28 | 10 | 8 | 11 |
| Other income | 0 | 0 | 0 | 0 | 0 | -1 | 1 | 0 |
| Interest | 5 | 5 | 5 | 4 | 3 | 3 | 2 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | 0 | 0 | -11 | -23 | -2 | 0 | 0 |
| Tax rate | 25.8% | 72.7% | 27.3% | −25.2% | −22.5% | 3.9% | 14092.3% | −81.8% |
| Net profit | 0 | 0 | 0 | -8 | -18 | -2 | -18 | 0 |
| EPS (₹ per share) | 0.05 | 0.01 | 0.02 | -1.80 | -3.88 | -0.71 | -5.35 | 0.06 |
| Line item | Mar 2021 | Mar 2022 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Sales | 116 | 105 | 78 | 95 | 42 |
| Expenses | 110 | 88 | 66 | 75 | 67 |
| Other income | -1 | 1 | 2 | 1 | 1 |
| Interest | 33 | 32 | 10 | 19 | 12 |
| Depreciation | 1 | 0 | 0 | 0 | 0 |
| Profit before tax | -29 | -14 | 3 | 2 | -36 |
| Net profit | -24 | -10 | 2 | 1 | -47 |
| Line item | Mar 2022 | Sept 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 16 | 16 | 16 | 16 | 17 | 34 |
| Reserves | 104 | 108 | 58 | 60 | 69 | 28 |
| Borrowings | 208 | — | 96 | 80 | 102 | 40 |
| Other liabilities | 26 | 26 | 18 | 23 | 16 | 10 |
| Total liabilities | 354 | 280 | 188 | 179 | 204 | 112 |
| Fixed assets | 2 | 2 | 1 | 1 | 2 | 2 |
| Capital work in progress | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 43 | 0 | 0 | 1 | 11 | 8 |
| Other assets | 309 | 278 | 187 | 177 | 191 | 101 |
| Total assets | 354 | 280 | 188 | 179 | 204 | 112 |
| Line item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 |
|---|---|---|---|---|---|---|
| Cash from operations | -273 | -192 | 44 | 239 | 8 | 16 |
| Cash from investing | -50 | -31 | 0 | -37 | 2 | 23 |
| Cash from financing | 260 | 221 | -51 | -202 | -3 | -49 |
| Net cash flow | -64 | -1 | -7 | 1 | 7 | -10 |
| Free cash flow | -274 | -193 | 43 | 239 | 8 | 16 |
| Line item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Return on equity | −17.0% | −9.0% | −47.0% | 3.0% | 1.0% | −64.0% |
| Dividend payout | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Ownership
Who owns it
Promoters hold 54.13% as of Jun 2026; institutions added 0.00 pts since Mar 2026.
- Promoters 54.13%
- Foreign institutions 8.30%
- Domestic institutions 0.00%
- Public 37.14%
- Others 0.42%
Who is on the register
Named in the Jun 2026 filing
Every holder of Capital Trust Limited above SEBI's 1% disclosure line, and what changed since Mar 2026.
| Holder | Stake | Change |
|---|---|---|
| 36.96% | unchanged | |
| 17.17% | unchanged | |
| VC / PE | 7.12% | unchanged |
| 2.81% | unchanged | |
| 2.79% | unchanged | |
| VC / PE | 1.19% | unchanged |
| 1.18% | unchanged |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
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