ESAFSFB ESAF Small Finance Bank Q1 FY27 results (Apr–Jun 2026) and concall
ESAF Small Finance Bank reported a strong Q1 FY27, driven by robust business growth, significant improvement in asset quality, and enhanced profitability. The bank's total business crossed INR 50,000 crores, with NII and PAT showing substantial year-on-year increases. While asset quality metrics improved considerably, management noted potential moderation in NIM and lower PSLC income in upcoming quarters. The bank remains focused on its MARG strategy, emerging household segment, and digital transformation initiatives.
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What they filed
Q1 FY27: revenue up 32.6%, net profit up 198.8% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 995 | 948 | 892 | 828 | 820 −18% | 894 −6% | 995 +12% | 1,098 +33% |
| Net profit | -190 | -211 | -183 | -81 | -116 +39% | 7 +103% | 24 +113% | 80 +199% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
