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    ESAF Small Finance Bank Limited

    Kerala-origin small finance bank serving unbanked/underbanked households across 24 states via 788 outlets.

    Financial Services
    Financial Services
    View ESAFSFB earnings calls
    ₹36.33
    +33.89% from avg

    Overview

    Price

    ₹36.33

    Market Cap

    ₹2.0k Cr

    Sector

    Financial Services

    Financial Services

    Rank

    2

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26FY26
    LiabilitiesEquity Capital428449449449515515516516
    Reserves6569039621.3k2.0k1.4k1.2k1.3k
    Borrowings
    Other Liabilities154293528489505547374479
    Total Liabilities9.5k12.3k17.7k20.2k26.1k27.2k27.1k30.9k
    AssetsFixed Assets116133159188205237435226
    CWIP46003630290
    Investments1.7k1.9k4.1k4.9k5.5k6.0k6.4k6.4k
    Other Assets7.6k10.3k13.5k15.1k20.3k20.9k20.3k24.0k
    Total Assets9.5k12.3k17.7k20.2k26.1k27.2k27.1k30.9k

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    ESAFSFB · FINANCIALS_SECTOR

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