ESAFSFB ESAF Small Finance Bank Q2 FY26 results (Jul–Sep 2025) and concall
ESAF Small Finance Bank reported a quarter of strategic transition in Q2 FY26, with strong growth in deposits and disbursements, particularly in secured segments like gold loans. While asset quality saw a marginal increase in GNPA, slippages moderated, and the bank remains focused on improving profitability and operational efficiency, targeting positive ROA by Q3 or Q4 FY26.
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What they filed
Q2 FY26: revenue down 17.6%, net profit up 38.9% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|
| Revenue | 995 | 948 | 892 | 828 | 820 −18% |
| Net profit | -190 | -211 | -183 | -81 | -116 +39% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
