NBFC-MFI lending to rural women via JLG group loans, plus secured loans through subsidiary Criss Financial.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 64 | 64 | 69 | 71 | 71 | 71 | 80 | 80 |
| Reserves | 2.6k | 2.7k | 3.0k | 3.0k | 3.6k | 2.6k | 2.2k | 2.0k |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | 326 | 455 | 217 | 209 | 313 | 205 | 150 | 174 |
| Total Liabilities | 6.0k | 8.6k | 7.1k | 9.4k | 13.4k | 8.5k | 5.5k | 6.2k |
| AssetsFixed Assets | 34 | 38 | 31 | 47 | 52 | 52 | 21 | 39 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 487 | 2 | 2 | 189 | 112 | 110 | 353 | 114 |
| Other Assets | 5.5k | 8.5k | 7.0k | 9.1k | 13.2k | 8.3k | 5.1k | 6.1k |
| Total Assets | 6.0k | 8.6k | 7.1k | 9.4k | 13.4k | 8.5k | 5.5k | 6.2k |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | -573 | -35 | -1.8k | 863 | -2.2k | -2.7k | 3.7k | 882 |
| Cash from Investing | -33 | -487 | 482 | 36 | -175 | -172 | -119 | 165 |
| Cash from Financing | 650 | 434 | 2.3k | -1.3k | 2.4k | 3.4k | -3.7k | -1.5k |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | -581 | -40 | -1.8k | 851 | -2.2k | -2.7k | 3.6k | 880 |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
SPANDANA · FINANCIALS_SECTOR
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