SPANDANA Spandana Sphoorty Financial Q1 FY27 results (Apr–Jun 2026) and concall
Spandana Sphoorty Financial Limited reported a strong Q1 FY27, with AUM growing 11% QoQ to ₹4,887 crores and PAT reaching ₹12 crores. The company saw significant improvements in profitability, with NIM expanding to 12.5% and annualized credit cost reducing to 2.1%. Management highlighted efforts to optimize liquidity, expand in key states like Tamil Nadu and Maharashtra, and implement a new LOS platform to drive future growth and efficiency.
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What they filed
Q1 FY27: revenue down 5.3%, net profit up 103.3% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 682 | 552 | 415 | 300 | 230 −66% | 234 −58% | 260 −37% | 284 −5% |
| Net profit | -216 | -440 | -434 | -360 | -249 −15% | -95 +78% | 5 +101% | 12 +103% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
