SPANDANA Spandana Sphoorty Financial Q4 FY26 results (Jan–Mar 2026) and concall
Spandana Sphoorty Financial Limited achieved a significant turnaround in Q4 FY26, reporting a PAT of INR5 crores and a PBT of INR8 crores, marking a return to profitability after six quarters. The company demonstrated strong AUM growth of 12% QoQ to INR4,400 crores, coupled with improved asset quality metrics (GNPA 3.8%, NNPA 0.73%) and robust collection efficiency. While NIM contracted to 9.9%, management is focused on sustainable growth, operational efficiency, and the launch of new products, targeting an AUM of INR6,500 crores by FY27.
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What they filed
Q4 FY26: revenue down 37.3%, net profit up 101.2% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|
| Revenue | 682 | 552 | 415 | 300 | 230 −66% | 234 −58% | 260 −37% |
| Net profit | -216 | -440 | -434 | -360 | -249 −15% | -95 +78% | 5 +101% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
