SPANDANA Spandana Sphoorty Financial Q4 FY25 results (Jan–Mar 2025) and concall
Spandana Sphoorty faced a challenging FY25, reporting a net loss of ₹1,035 crores and significant declines in AUM and disbursements, alongside a rise in GNPA. The company implemented stricter credit rules and operational improvements, leading to an uptick in collection efficiency and reduced lender overlap by quarter-end. Management is focused on capital raise, improving productivity, and expects profitability and credit cost stabilization by Q3/Q4 FY26.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|
| Revenue | 682 | 552 | 415 |
| Net profit | -216 | -440 | -434 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
