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The Federal Bank Q3 FY25 results (Oct–Dec 2024) and concall

Financial Services · Concall AI · Call held 28 Jan 2025

Federal Bank reported a quarter of strategic reorientation, focusing on granular, quality growth and a more stable liability base. Despite a marginal drop in total deposits and a slight increase in slippages, the bank improved its LCR significantly and maintained its credit cost guidance. Management emphasized a shift towards fixed-rate loans and mid-yield segments, acknowledging short-term headwinds but expressing confidence in long-term value creation and asset quality.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25
Revenue7,265
Net profit951
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.